Even the smallest businesses will need a number of different accounts to operate. They will likely need to a main checking account that they use for things like buying supplies, and then they may want other accounts that they use for larger expenses like payroll or rent. A business may even want a savings account to put profits, and an account that they can use to save up for an expansion.
Because of all of the financial services that a business may want, it is a good idea to to talk to a dedicated financial services advisor. They should be able to explain what accounts that a business should need. At its most basic level this will include a checking account. From there, it is possible to open up a number of more accounts.
A financial services advisor is also able to help a business secure a line of credit. This line of credit will allow for them to avoid having to pay for things until the end of the month when they get their accounts settled. In addition, it will also provide a way for employees to buy things for the company, and it will allow for a business to make purchases from other small businesses.